Disability Insurance

If you have a severe medical issue that leaves you unable to work, you may be eligible for long term disability (LTD) insurance. Unfortunately, navigating LTD is often complicated. Many British Columbians find themselves denied…

Short term disability plans are available to many workers in British Columbia through their employers, with the province mandating minimum coverage requirements for all plans. Short term disability is an intended financial safety net for…

It’s estimated that one in five British Columbians—nearly 900,000—will be affected by mental illness. Conditions like depression, anxiety disorders, bipolar disorder, schizophrenia, and PTSD are just some of the mental illnesses that can impact a…

Navigating long term disability (LTD) insurance is complex and often confusing. Vague, jargon-filled language makes it difficult to understand what coverage policyholders actually have, and under what terms. Understanding these intricacies can become even more…

Millions of Canadians struggle living with a disability impacting their ability to work and function in daily life. Whether you have a physical condition or ailment caused by an injury, or an “invisible illness” such…

Long term disability (LTD) plans provide benefits in the event of a wide range of illnesses, injuries, and conditions, including mental health conditions. However, unless you clearly and compellingly demonstrate to the insurance company representative…

The disability system in British Columbia offers financial assistance to employees that experience an illness, injury, or chronic medical condition that prevents them from working. Disability plans are provided by employers as part of your…

Whether you are applying for disability for the first time or have been previously denied, you are not alone. However, it can certainly feel that way trying to complete a long-term disability (LTD) application while…

When filing for long-term disability (LTD) benefits in British Columbia, a doctor’s assessment of your condition is required to determine how an injury or illness impacts your ability to work. This medical assessment, along with…

British Columbians seeking financial support while suffering from illness or injury may have a number of benefit options to choose from. Pursuing Employment Insurance (EI) or disability benefits can depend on a variety of factors,…